Mid-Career (Ages 30-44)

Balance all the real-life stuff

• If you don’t already have one, prepare a will

• If anyone depends on your income for their lifestyle (spouse, kids), have adequate life insurance

• Increase your 401(k) contribution each year

• Have a plan to save for shorter-term goals (i.e., vacations, home maintenance, and taxes)

• Research education expenses if you have kids (i.e., trade school, college) – start a savings plan

• Try to pay off personal or college loans

• Maximize your retirement savings; meet with a financial advisor if you need help